• 30Nov

    An estate plan is something that nobody gets excited about doing and they are a lot of work and stress. The stress of knowing what to do to make the process go smoothly is enough to scare people; however, with a good attorney, estate planning is not something you need to fear and worry about anymore. In the mean time, there are some tips you can do to help minimize the stress.

    1.The first thing you can do is determine what each person gets from the estate. When preparing your will, specifically mention who gets what and do not leave things generic or up to chance; when you leave things up to chance in estate planning , that is when you get fights over things. Make everything as specific as you can. If you forget to prepare a will, then the state will do that for you and then that can be a real problem. 2.List a guardian for children under 18 and pets. Consider someone you trust to take care of the child or pet and has the means to do so. If you know their parenting style, even better. 3.Arrange the finances for your child after your passing. Arranging for the finances for your child will alleviate the pressure of deciding how the child will be financially secure after you pass. By stating what your child gets, you prevent the child’s inheritance from being locked by the state and untouchable. 4.Specifically state how things should be spent. If you want certain amounts of money to be given to someone for a specific reason, then say that in your will. Again, leaving things up to chance leaves room for disagreement. For example, if you want to leave X amount of dollars to someone to be spent on college, then say that so the recipient cannot spend the money on something else. 5.Keep a current list of your assets and documents. Keep list of everything you owe, everything you own, including digital files products. This will be a pain to do but it will make a huge improvement in the process when your estate is being distributed to the recipients. 6.Review and revise your will. Just because you make a will once does not mean you are done. As time goes on, take a look back to your estate plan and determine whether or not everything is still good to go and if anything needs to be revised.

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  • 29Nov

    Planets Therapy provides consultancy services regarding feng shui, indian astrology and Vaastu healing. Planets therapy stands for ultimate success for the human being towards his destiny.


    Planet Therapy

    Human quest for peace of mind is full of obstacles. These obstacles are in the form of the desires of material comforts. Every Human being stirve hard to achieve a state of solace and peace in their mind, however what they achieve in reality is virtual and short lived peace of mind. Peace is attained by control over the desires and then transcending or elevating the mind to joyous spiritual journey to ultimate wisdom.

    Our mission is to help and guide every human being to embark on this journey to peace, love and prosperity. We aim to put together all occult sciences like astrology, fengshui, vastu, color therapy, music therapy, crystal therapy and chakra healing for the benefit of human life.

    Feng Shui

    In the ancient Chinese culture, it was always believed that staying in harmony with the environment or nature will lead to good life. The system of Feng-shui, which is pronounced as Feng Shway is based on elements of nature, such as wind and water.

    The study of Feng-shui reveals two major areas, namely the Land and the Building structure. Study of the energy of nature is aimed at movement of wind and water and thus how the energy moves around the land and the mountains, rivers etc. The second area of focus is the movement of this energy within the structure of the building where we live and work.

    The concept of Feng-shui is based on five fundamental or key elements. These are Earth, Wood, Fire, Water and Metal. Also integral to this belief are the twin forces of Yin and Yang. These forces describe the two basic forces of nature and in order to maintain balance, one has to develop harmony between these two forces. The motion of these two explains the dynamic movement of the forces of nature or in other words it explains the change in things. And the important thing is that both are interdependent.

    Our objectives

    Introduce everyone to the alternative healing practices.
    Analyze the type and cause of obstacles.
    Identify the exact therapy suitable to the person’s needs.
    Prepare the person for the adaptability of the therapy through guidance from our master and spiritual healer.
    Connectivity with Self.
    Move on the path of spiritual realization and peace of mind by putting together the body, mind and soul.

    Contact Details
    Sohum Healing Foundation

    Live Contacts
    Phone: +91 291 2653555
    Anoop Bissa : +91 94141 33966
    Harsha Darwani : +91 98285 85823

    Planet Address
    Sohum Healing Foundation
    851, Road #11, Chopasani
    Jodhpur. 342002 Rajasthan

    please contact us at :

    Visit us :

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  • 29Nov

    Whether it is your kitchen, dining room, living room, basement, garage or any other room in your home, you can get every repair, renovation and painting work done with the help of specialized services of a painting contractor Cleveland.

    Varied Services To Avail

    You can get any major or minor painting or renovation work done by the professional painting service. Without disturbing your routine work, the expert painters accomplish the painting job skillfully. They work for the maximum number of hours by making minimum noise to complete the task.

    Painting for aluminum siding, drywall repairing, carpentry, masonry work, chimney repair, step repair, renovating interiors and exteriors, exterior and interior painting, window replacements and installation, roof repairs and roofing, gutter cleaning and installations, commercial and residential painting, repair and installing ceramic wooden and other kinds of flooring, hourly handyman services, cleaning stained and dirty roofs of moss, streaks, dirt etc. and various other jobs.

    Check Out Online And Offline Reviews

    The best way to find out if the painting contractor is good or not, is to look up reviews as well as testimonials. If the painter is a good and reputed one, then you are sure to find some of the most excellent references posted on the web and also offline. Such companies feel extremely proud to offer specialized painting services since years together to their old and new customers both.

    In fact the painting contractor takes great pride in posting the reviews on their website on a regular basis. It is the quality of references which says a lot about the painting company. Just by reading a few of the reviews you can ascertain whether or not the company is one of the most sought after ones.

    Outstanding Service

    If there is any rectification work to be done then all you need to do is make just one call and the experts will be present the very next day to do the rectification. This just indicates, the outstanding service provided to all customers who are more than ready to recommend the company.

    The painting contractor ensures that the service vans have a special professional marking and the best of materials. However, if the customers desire to use any specific products of their choice, then the house paintingcontractor Cleveland would also be very happy to work with them as well.

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  • 29Nov

    When you move out of your parents home into your first apartment, you need to get some furnishings so that your place will actually have something in it. Besides your basic bedroom furniture, most don’t have anything else. However, at this point you may have just gotten your first job and it would be unwise to spend money on lavish items or something you dont really need. Below we will discuss some tips that will help you furnish your apartment with the basics that you do need to have and will not burn a hole in your pocket.

    Try to go and find good used and cheap furniture. You don’t really need something fancy or nice at this point in time. You will upgrade at a later date when you find what you are really wanting to have and when you are more financially able to do so. Use free sites like Craigslist to find local cheap furnishings. But be careful when contacting Craigslist sellers as many frauds have been reported.
    Another good idea is to check at apartment complexes at the end of each semester as college students are looking to get rid of items that they can’t transport back home. Garage sales in your neighborhood are also good places to visit. You can often get something dirt cheap but still in excellent condition.

    Go for modular furniture. This type of furniture can be used in a variety of spaces and shapes. There are two advantages. Each piece is light weight which makes them easier to move and fit into your car if you have to ever move across town to a new place. Also it can be set up in many different ways meaning it will fit whatever spaces that you do end up living in at some point in time.

    Don’t make the mistake of putting too much inside. Many do this and make the apartment look cluttered. Get the basics that you need and live with those for a while. Get more at a later date if you really feel the need to use something else.

    Look up an apartment checklist online. Many of these will have detailed lists of things that you might need. Going over the list will give you a good idea of what to do.

    Get rid of the extra stuff you have right now. You can sell or give it away so your apartment will have more room.

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  • 29Nov

    Some individuals may believe that mixed martial arts (MMA), is only meant for combat purposes. Yes, you can learn self defence via MMA, but, aside from it being a competitive sport, it can also be utilized as a workout or fitness program. The following are popular benefits of MMA that can motivate more people to try MMA fight training:

    Benefit A: Strength is enhanced.

    A lot of individuals whove been training in mixed-martial arts notice that their strength is boosted after a number of MMA training sessions. Whats good about MMA is that it targets a persons whole body, thus, his or her overall bodily strength is increased. When a person is stronger, of course, you can expect more protection from weakness brought about by aging, osteoporosis, and many more. If you want to boost your strength, therefore, mixed martial arts is the way to go.

    Benefit B: Improvement in self confidence is observed.

    If you learn self defence techniques such as mixed-martial arts, jujitsu, taekwondo, etc, you can also experience improved self confidence. Youll not only be confident about defending yourself, youll also be confident about facing life in general if youre into MMA fight training this is because youll feel that you can reach whatever goal after being successfully trained in MMA. If you feel you lack confidence, therefore, train in MMA, as increased self-confidence is surely one of the benefits of MMA.

    Benefit C: Youll have better balance.

    Engaging in mixed martial arts also enables you to balance yourself or your body better. Because of your enhanced strength, youll find it easier to do some balancing. Balance, after all, is dependent on strength, and so, people who learn self defence, to be specific, MMA, is expected to have better balance.

    Benefit D: Theres improvement in your endurance.

    MMA fight training can also improve ones endurance. Endurance is actually part of the list of the common benefits of MMA that also helps in giving people an improvement in balance. If you have great endurance, youll also be less stressed and wont get tired too easily. Thus, if you want to last more in your work, in sports, or in any physical activity, consider taking up mixed martial arts classes.

    Benefit E: Youll also gain self respect.

    People who actually learn self defence also receive self respect. You see, MMA fight training teaches you to be disciplined, which in turn, helps you gain self-respect. Of course, if you have self respect, the better youl be able to handle life problems, control your emotions, and so on.

    Now that you have become aware of the benefits of MMA, why not head to an MMA gym and start your training?

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  • 28Nov

    Each and every person may be having different views when asked about painting. Some may find it as a means of relaxing from their busy schedule; it may be passion for some, while some may find it dirty as it spoils your hands while applying paints. People have been doing Paintings since ancient times and since then it hasn’t lost it importance. There are certain facts related to paintings which may not have crossed your mind. Paintings can be used in many different ways such as follows:

    1.Decoration: Some people even though they don’t have any knowledge about painting and colours, but still they purchase paintings after spending a lot of money just to increase their collection of paintings and using them for decorating their house. They won’t even understand what the painter is trying to portray in his work, but still if they find it attractive they won’t mind spending money on them. Keeping a good positive paintings in your house always provide you with a great feeling. It creates a positive energy in your house. Besides that it will be a great way of grabbing attention of the guests who visits your house. It provides a glamorous look to your house. These paintings can be placed in offices and restaurants to attract the customers and to create a positive energy.

    2.Psychological Effects: Paintings can be a great help for you in psychological way and it can definitely act as a medicine for the people having psychological problems. Art is one such thing which act as a healing agent for your psychological problems, be it music or dance or even paintings. Each painting are unique in its own way and provide some kind of message, it will reflect your personality in some or the other way.

    3.Kids Thinking: There is one thing common between paintings and kids, both of them are beautiful. Children if exposed to paintings can improve their level of thinking. Most of the creative paintings are unique and provide some message. So if a child can understand this message he can definitely increase his grasping power and can also learn a thing or two about art. It helps in improving their creative and imaginative thinking.

    4.Hidden Secrets: Each of the creative paintings has some hidden secrets and if you look at them closely you can easily find out those secrets. You just need to think it from the painter’s perspective and even if your ideas differ you can share your ideas with them. This will completely change your thinking way and you can look at things with different perspective.

    5.Living Life: If you didn’t get life as you desired, you can live your life as you desired through your paintings. The feelings, thinking which you kept hidden from others can reach to people through the paintings.

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  • 28Nov

    FHA home loans are by far the most popular mortgage loans available. FHA stands for Federal Housing Administration and is a government agency. These FHA home loans are generally loans that are funded by a federally qualified lender, but are insured by the Federal Housing Administration. Although a FHA Home Loan is easier to get than a conventional mortgage loan there are certain FHA Loan Qualifications.

    FHA home loans are so popular because they will allow you to finance your home purchase with having much less than the traditional twenty percent down. You can have as little as three and a half percent. This really allows more people to be able to own their own home.

    Once you have decided that this might be the way to finance your home purchase, you need to make sure you can meet the FHA loan qualifications.

    Even though FHA home loans are the easiest type of loan to qualify for, you need to be able to meet these basic FHA loan qualifications.

    1. The first FHA loan qualification is at least two years of consistent income. Most preferably from the same employer. Once you can prove your employment history, lenders also like to see that your last two years of income has at least stayed the same or even better if it has increased.

    2. The next qualification is that your credit report should not have any more than two thirty day late payments in the last two years. Lenders would ideally like to so no late payments on your credit, but one or two will still be allowable.

    3. Have a bankruptcy? Don’t worry, one of the FHA loan qualifications covers this area. If you have any bankruptcies on your credit, you might want to wait at least two years since it’s been discharged.

    While you are waiting for your two years, you need to also show perfect credit since the bankruptcy too. As for previous foreclosures, lenders would like to see a minimum of three years of perfect credit since the foreclosure.

    4. And lastly, your new mortgage payment shouldn’t be more than thirty percent of your gross income.

    Those are the FHA loan qualifications on a very superficial level. Generally, these loans are the most popular because the FHA loan qualifications are so easy to meet. They are specifically designed for the average American that is really looking to purchase a home. They do not need to have ton of money down and you don’t have to have absolutely perfect credit to qualify.

    So if you are looking to purchase a home and you are looking for a mortgage loan, your best chance is a FHA Home Loan because it is the FHA Loan Qualifications are more lenient than a conventional loan.

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  • 28Nov

    Art Deco is still one of the most sought after design schemes especially for bedrooms. The simplistic glamour and sleekness of art deco design makes it perfect for a striking bedroom scheme. Art Deco was characterised by its bold yet simple and deliberate shapes, attractive patterns and neutral luxurious colour palette.

    The Art Deco period was one of sophistication and glamour with a quiet air of extravagance and money. Glamorous with an eclectic mix of textures and designs summed up this sumptuously design forward look. The Art Deco bedroom was one that made a feature out of the bedroom no longer leaving it just for sleeping but rather a room for spending time, relaxing and luxuriating in. Moving the bedroom on from a place for your bed and to sleep in left room for the introduction of a wider range of pieces of bedroom furniture. For instance the bedroom was no longer just for a bed but there were armchairs, chaise lounges, writing desks, feature lamps, rugs and screens.

    A portrayal of wealth and affluence was significant of bedroom furniture design from the Art Deco period which originated in Europe in the early part of the 20th century particularly taking precedence after the Great War and symbolising the 1920s and 1930s.

    The Art Deco movement in bedroom furniture showcased the varieties of wood that could be utilised and the different look that each type gave to the overall feel of the room. Some of the most popular choices were Violet Wood, richly vibrant in colour originating from Brazil and also known as Kingwood. Ebony and Mahogany because of there striking colours and their connotative indications of affluence and expense were also popular choices for bedroom furniture in an Art Deco room.

    Wood played a huge part in the Art Deco movement being shaped and formed into exquisite patterns and shapes, often combined with other pieces of furniture in a mixture of textiles such as in an armchair with a wood inlay. Another trend was the massively popular parquet flooring of the 20s and 30s which was a geometric pattern of wood giving a much sought after wood effect which is still a popular choice of flooring today.

    The Art Deco bedroom colour scheme was one of two facets from the luxurious, natural colour palette of cream, monochrome, dove and gunmetal grey to strong geometric patterns and striking sunbursts. Often the richer colours were used as accents in an Art Deco bedroom with the fabric of a dressing table stool, or cushions on an armchair or bed linen being a slightly bolder more striking colour choice than the walls or larger pieces of furniture which were often wood anyway.

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  • 27Nov

    There are various reasons why service apartments are so very popular in India. Here are few reasons for the increasing popularity of service apartments in India. Given below are the reasons. Growth in Information Technology sector, arrival of different multinational companies and international call centers, expansion in different areas like residential, commercial, trade, even NRIs are investing money in the serviced apartments in Ghaziabad. This is the best chance invest your money in purchasing properties in Ghaziabad. Hotels are quite costly nowadays and if you are thinking of minimal cost then service apartments would be a good option.

    These service apartments are doing a great business overseas. It is an international concept and is advantageous for both owners and even the tourist. In other countries people have these large apartments left vacant which could be used a rented service apartments and could be rented out to tourist. Even this concept has come up in India and many business developers are making a very good business out of it. Here you could get every facility like a hotel. It will be totally furnished and will definitely.

    We travel a lot and it is the hobby of many people in the country. But traveling is quite costly as you have to book air tickets or for that matter even rail tickets. You will have to take into consideration many factors while traveling and one of the most important factors while traveling is the booking of the hotels. Nowadays a lot of web portals are available which will help one to find out better purchasing service apartments in Ghaziabad. So till that time keep searching for service apartments in Delhi. The Indian real estate market has undergone a few changes in the last few months. From a miserable condition the market has now improved. It has shown few changes in the last few months. The Indian financial system has overcome slump and is now under favorable position. The demand is on high getting higher. People are influenced to buy more and more houses in Delhi and NCR regions.

    Depending on different locality and depending on the easy accessibility of different commutation the rates of corporate office space differ in different localities. There is furnished corporate office space available in different localities which are a bit expensive. In rental corporate office space you just have to monthly pay the rent for using their property. You dont buy the space but only utilize the corporate office space and pay money for it.

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  • 27Nov

    These days the funding is tight for performance arts in schools and Universities. There are ways to supplement the lack of funding. Performance art fundraising can help you raise funds to afford new uniforms for the school band to keeping your art association going.

    Here are a few ideas for active fundraisers that you can choose from.

    Band Concerts

    Local bands are always looking for gigs to play and some press attention. You cant expect the bands to play for free but a little preparation can help both sides get what they want.

    Approach a local youth centre, or hall and arrange for a charity event. The planning for the hall may even be looked after with their staff. Arrange a local gig and profit sharing on the night. That way you dont have to pay an upfront fee and be dependant on large crowds. If you are able to get a few local bands to agree to this, which shouldnt be too hard, then your talent is booked for the night.

    Theatre Nights

    Local productions of many amateur and professional theatre associations have a hard time selling out performances. Ask the production company if your charitable organization or school group could buy an entire scheduled performance at a discounted rate. Re-sell the tickets for your cause.

    You may even consider approaching businesses and arranging a meet up with the actors and directors after the performance for their group if the purchase a large number of tickets or for a solid donation.

    Fundraising Campaigns

    Many campaigns are available through professional fundraising companies. The campaigns should represent your group, the age of the participants, and the time you have to donate to the campaign.

    There are many fundraising campaigns that would appeal to a students schedule. They would be able to work a fundraising campaign between classes or for a few hours in the evenings or weekends. Research a professional fundraising company on the web and contact them with any questions.

    Variety Shows

    Book a church hall or school gymnasium for a night. Mention that you are putting on a performing arts fundraiser and you may be able to get a good deal on the location. Get local musicians, buskers, actors and specialty acts of any kind. Many artists are glad just to be able to perform. To entice them to participate make sure there are as many radio, TV and newspapers coving the event as you can get. The exposure is good for the performers but draws attention to your cause as well.

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